Sunday, 6 November 2016

Syndicate Bank - SyndVidyarthi Education Loan

Purpose :

To meet the recurring expenses of contingent nature that may have to be incurred by students pursuing professional courses 


Eligibility

1) Students of 18 years and above of age pursuing professional courses 

2) All professional and management courses listed in our educational loan scheme would be eligible for coverage 

3) Coverage under this scheme can be provided to all eligible students irrespective of whether or not they have availed an Education Loan from our Bank / other banks.


Quantum        

Not exceeding Rs.10000/- 


Nature of facility     

Overdraft subject to renewal every year 


Security      

Unsecured 


Rate of Interest      

 PLR of the Bank 


Surety 

No surety to be obtained. However a letter the format provided is to be addressed to the parent / guardian of the student informing him of the Bank’s intention to sanction SyndVidyarthi facility and requesting him / her to give consent for the same. The facility is to be made available only on receipt of the consent from the parent / guardian. 


Repayment 

While the whole or part of the limit of Rs.10000 may be availed through a single withdrawal or multiple withdrawals on different dates, the account should be brought to credit once a year

The entire outstanding in the account is to be cleared three months before completion of studies


Processing Fees    

 No processing fees  

For more Details  :       www.syndicatebank.in

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